It can be easier being green with electric car insurance
As sales of electric cars increase 和 legislation drives closer to curbing emissions, 你可能正在寻找一辆更环保的汽车.
After all, vehicle battery range 和 charging options improve yearly. Combine that with the variety of electric vehicle models 和 it’s becoming a viable option to traditional gas-powered ones.
Frequently asked questions about electric car insurance
电动汽车的pp王者电子官网费用更高吗?
如果你感兴趣的话 购买电动汽车, there are three key reasons why it may be more expensive to insure an electric car:
更高的收购价
Since electric vehicles typically cost more to buy, they cost more to insure.
修理起来更贵
如果电池损坏, 更换电池可能需要5美元,000 to $15,000, 这还不包括人工成本.
更高的电动汽车事故赔付
Insurers typically have a higher payout with EV accidents. Even a small accident could be costly if the battery is involved. Additionally, since the technology is newer, there are fewer technicians trained to fix them.
Will an EV charging station affect my homeowners policy?
No, since these stations typically run on 110 or 220 volts which is st和ard for most residences. However, installation may require an electrician if you need an additional breaker.
What if I run out of battery power on the road, similar to running out of gas?
Are coverages different for an electric car or truck?
本质上, insurance coverage is available in all states 和 is similar for both electric cars 和 those with gas or diesel engines.
What coverage options are available for electric vehicles?
Typical auto policies can include any of the following:
Typical auto policies can include any of the following:
Pays for damages due to bodily injury 和 property damage to others for which you are responsible.
Pays medical 和 funeral expenses for bodily injury sustained by a covered person in a car accident.
Pays for bodily injury damages when an insured is injured in a car accident caused by another person who does not have any liability insurance, or who has liability insurance but whose limits are less than the limits chosen for this coverage.
Pays for property damage to your car if it is damaged in an accident caused by an uninsured driver (not available in all states).
Pays for a covered car that is stolen or damaged by causes other than 碰撞 or upset (fire, 风, 冰雹, 洪水, 地震, 盗窃, 破坏公物, 打鸟或动物). 不需要免赔额.
Pays for a covered car that is damaged by 碰撞 with another object or by upset of the car. 必须有免赔额.
加州好司机
如果你的车辆的所有操作员都是“好司机”,法律规定的, you will receive a 20% premium savings on all coverages.
好学生 1
25岁以下的司机, 在高中时, 大学, 大学或学院毕业生, 可能符合条件.
我的车在墨西哥有pp王者电子官网吗?
While certain coverages may apply in Mexico if the loss occurs within 50 miles of the U.S. 边境, this policy does not provide Mexican 汽车pp王者电子官网 和 does not comply with Mexican 汽车pp王者电子官网 requirements. If you or any other insured plan to drive in Mexico, then 汽车pp王者电子官网 providing coverage in Mexico should be purchased from a Mexican insurance company.
While certain coverages may apply in Mexico if the loss occurs within 50 miles of the U.S. 边境, this policy does not provide Mexican 汽车pp王者电子官网 和 does not comply with Mexican 汽车pp王者电子官网 requirements. If you or any other insured plan to drive in Mexico, then 汽车pp王者电子官网 providing coverage in Mexico should be purchased from a Mexican insurance company.
1 看看我们的好学生折扣, which if your student gets good grades could be as high as 25% 和 last until they are 25. Your teen's most recent report card might be the key to lowering their premium.
2 Customers may always choose to purchase only one policy but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability 和 eligibility may vary by state.
3 Discounts may exceed 30% 和 vary state-to-state (NY capped at 30%). 不适用于CA, MA, RI. A discount may not be available in NC depending on individual facts 和 circumstances. 设置要求.
4 Savings, discount names, percentages, availability 和 eligibility may vary by state.
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